checkpoint: pre-audit baseline state

views/settings/tab-local-backend.php

@@ -218,6 +218,18 @@ if ( ! defined( 'ABSPATH' ) ) {
 						<?php endforeach; ?>
 					</tbody>
 				</table>
+
+				<div class="form-check mt-3">
+					<input class="form-check-input" type="checkbox" id="wpaw-allow-openrouter-fallback"
+						name="wp_agentic_writer_settings[allow_openrouter_fallback]" value="1"
+						<?php checked( ! empty( $allow_openrouter_fallback ) ); ?> />
+					<label class="form-check-label" for="wpaw-allow-openrouter-fallback">
+						<?php esc_html_e( 'Allow automatic fallback to OpenRouter when selected provider fails', 'wp-agentic-writer' ); ?>
+					</label>
+					<div class="form-text text-warning">
+						<?php esc_html_e( 'Off by default to prevent unexpected OpenRouter charges.', 'wp-agentic-writer' ); ?>
+					</div>
+				</div>
 			</div>
 		</div>
 	</div>