dwindown 249f3a9d7d feat: remove OTP gate from transactions, fix categories auth, add implementation plan ...

- Remove OtpGateGuard from transactions controller (OTP verified at login)
- Fix categories controller to use authenticated user instead of TEMP_USER_ID
- Add comprehensive implementation plan document
- Update .env.example with WEB_APP_URL
- Prepare for admin dashboard development

2025-10-11 14:00:11 +07:00

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