checkpoint: goals feature, wallet balance, and goals/wallet detail UI

- Add goals feature (models, migrations, API, web pages)
- Add reserved/centralized wallet balance service
- Add wallet detail page and overview components
- Add new UI components (progress, multi-select, FAB)
- Remove stray empty -H/-d files from working tree

apps/web/package.json

@@ -20,6 +20,7 @@
     "@radix-ui/react-dropdown-menu": "^2.1.16",
     "@radix-ui/react-label": "^2.1.7",
     "@radix-ui/react-popover": "^1.1.15",
+    "@radix-ui/react-progress": "^1.1.7",
     "@radix-ui/react-select": "^2.2.6",
     "@radix-ui/react-separator": "^1.1.7",
     "@radix-ui/react-slot": "^1.2.3",