checkpoint: goals feature, wallet balance, and goals/wallet detail UI

- Add goals feature (models, migrations, API, web pages)
- Add reserved/centralized wallet balance service
- Add wallet detail page and overview components
- Add new UI components (progress, multi-select, FAB)
- Remove stray empty -H/-d files from working tree

apps/api/dist/goals/dto/update-goal.dto.d.ts

@@ -0,0 +1,6 @@
+import { CreateGoalDto } from './create-goal.dto';
+declare const UpdateGoalDto_base: import("@nestjs/mapped-types").MappedType<Partial<CreateGoalDto>>;
+export declare class UpdateGoalDto extends UpdateGoalDto_base {
+    status?: string;
+}
+export {};