docs: add multicurrency implementation audit
- Comprehensive trace of multicurrency functionality - Identified gaps: frontend currency selector, ExchangeRateAPI implementation, conversion logic - Documented defects: hardcoded IDR, empty API class, missing Bank Transfer currency column - Provided implementation order and testing checklist
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MULTICURRENCY_AUDIT.md
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MULTICURRENCY_AUDIT.md
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# Formipay — Multicurrency Implementation Audit
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**Date:** April 18, 2026
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**Scope:** Complete trace of multicurrency functionality
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**Purpose:** Identify gaps, defects, and opportunities before Phase 4 implementation
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---
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## Executive Summary
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The multicurrency system has a **solid foundation** in the admin (settings UI, data structures, per-currency pricing) but is **incomplete for end-users**. The framework exists but critical pieces are missing: frontend currency selection, exchange rate API integration, and actual conversion logic.
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**Status:** 🟡 Partial — Works in admin, broken on frontend
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---
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## 1. What Works ✅
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### 1.1 Admin Settings & Configuration
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**Location:** `includes/Settings.php` lines 56-133
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| Feature | Status | Details |
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|---------|--------|---------|
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| Enable/disable toggle | ✅ | `enable_multicurrency` checkbox |
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| Currency management | ✅ | `multicurrencies` repeater with full config |
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| Default currency | ✅ | `default_currency` setting |
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| Per-currency decimals | ✅ | Custom decimal_digits, decimal_symbol, thousand_separator |
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| Exchange rate fields | ✅ | Manual rate input (API integration non-functional) |
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| Gateway association | ✅ | Link currencies to payment gateways |
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**Data Structure:** Currencies stored as `code:::name:::symbol` (e.g., `USD:::United States Dollar:::$`)
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### 1.2 Currency Data Source
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**Location:** `admin/assets/json/currencies.json`
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- **196 currencies** available
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- Loaded via `formipay_currency_array()`
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- Cached via static variable (F1.13 optimization)
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- Includes code, name, symbol, flag
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### 1.3 Product Pricing Per Currency
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**Location:** `includes/Product.php` lines 386-432
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Products can have different prices for each currency:
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- Static items: `amount_{currency_code}` field
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- Default currency price: `setting_product_price_regular_{code}`
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- Sale price: `setting_product_price_sale_{code}`
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### 1.4 Price Formatting
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**Location:** `admin/functions.php` lines 179-200
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`formipay_price_format()` properly handles:
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- Product-specific currency metadata
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- Custom decimal digits, symbols, separators
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- Format: `{symbol} {formatted_number}`
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---
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## 2. What's Broken/Incomplete ❌
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### 2.1 Frontend Currency Selection — **MISSING**
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**Problem:** Users have NO way to select currency on forms.
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**What exists:**
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- `formipay.currency_code` hardcoded to `'IDR'` in `form-action.js:224`
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- Currency data passed to admin via `wp_localize_script()` (Form.php:1289-1292)
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- No UI element rendered on frontend forms
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**Impact:** Multicurrency is admin-only; frontend users always see default currency prices.
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### 2.2 Exchange Rate API — **EMPTY CLASS**
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**Location:** `includes/Integration/ExchangeRateAPI.php`
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**Status:** Completely empty class (8 lines total):
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```php
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class ExchangeRateAPI extends Payment {
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use SingletonTrait;
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protected function __construct() {
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parent::__construct();
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// Empty - no implementation
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}
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}
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```
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**What's missing:**
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- No API integration (ExchangeRate-API.io, Fixer.io, etc.)
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- No rate fetching logic
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- No caching mechanism
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- No error handling
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- Settings UI exists but non-functional
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### 2.3 Currency Conversion Logic — **NOT IMPLEMENTED**
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**Problem:** No actual conversion calculations anywhere.
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**What exists:**
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- Framework for per-currency prices in products
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- Manual exchange rate fields in settings (unused)
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- `formipay_price_format()` displays but doesn't convert
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**Missing:**
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- Conversion calculation functions
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- Dynamic price switching based on user selection
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- Conversion indicators on frontend
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### 2.4 Bank Transfer — Missing Currency Tracking
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**Location:** `includes/Payment/BankTransfer.php` create_db()
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**Problem:** Bank transfer transaction table has NO currency column:
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```php
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CREATE TABLE `formipay_bank_transfer_trx` (
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...
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`total` float(10, 2) DEFAULT 0,
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-- Missing: `currency_code` text
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...
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)
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```
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**Impact:** Can't determine which currency was used for bank transfer payments.
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### 2.5 Order Storage — Inconsistent
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| Gateway | Currency Stored | Location |
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|---------|-----------------|----------|
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| PayPal | ✅ `currency_code` | `Paypal.php:84` |
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| Bank Transfer | ❌ Missing | — |
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| General | ⚠️ `$this->currency` | `Order.php:95` (not in DB schema) |
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---
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## 3. Gaps & Missing Features
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### 3.1 Critical Gaps
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| # | Gap | Impact | Priority |
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|---|------|-------|----------|
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| 1 | Frontend currency selector | Users can't choose currency | 🔴 High |
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| 2 | ExchangeRateAPI implementation | No live rates | 🔴 High |
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| 3 | Conversion calculation logic | Prices don't convert | 🔴 High |
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| 4 | Bank Transfer currency tracking | Data loss | 🟡 Medium |
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| 5 | Dynamic price display on frontend | Always shows default currency | 🔴 High |
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### 3.2 Data Flow Gaps
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```
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Expected Flow:
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User selects currency → Fetch exchange rate → Convert prices → Display converted prices
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Actual Flow:
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User selects currency → [NOT IMPLEMENTED] → [NOT IMPLEMENTED] → Shows default currency only
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```
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### 3.3 Missing Validation
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- No currency validation on form submission
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- No check if selected currency is in allowed currencies
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- No validation that required currencies have prices set
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---
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## 4. Defects & Bugs
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### 4.1 Critical Bugs
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| # | Bug | Location | Impact |
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|---|-----|----------|--------|
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| 1 | `formipay.currency_code` hardcoded to 'IDR' | `public/assets/js/form-action.js:224` | Frontend always uses IDR |
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| 2 | ExchangeRateAPI class is empty | `includes/Integration/ExchangeRateAPI.php` | Settings UI does nothing |
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| 3 | Bank transfer has no currency column | `includes/Payment/BankTransfer.php:40-50` | Lost currency data |
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### 4.2 Minor Issues
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| # | Issue | Location |
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|---|-------|----------|
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| 1 | Fallback pattern conflicts | Multiple files |
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| 2 | No currency flag in frontend | Render.php |
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| 3 | Mixed code/symbol usage | Inconsistent display |
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---
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## 5. Architecture & Data Flow
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### 5.1 Current Architecture
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```
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┌─────────────────────────────────────────────────────┐
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│ Admin Settings (WPCFTO) │
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│ - enable_multicurrency toggle │
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│ - multicurrencies[] repeater (currencies + rates) │
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│ - default_currency │
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└─────────────────────────────────────────────────────┘
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│
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▼
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┌─────────────────────────────────────────────────────┐
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│ Product Editor (Vue) │
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│ - Per-currency pricing fields │
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│ - Variation pricing per currency │
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└─────────────────────────────────────────────────────┘
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│
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▼
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┌<EFBFBD>─────────────────────────────────────────────────────┐
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│ Form Rendering (PHP SSR) │
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│ - formipay.currency_code = 'IDR' (HARDCODED ❌) │
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│ - formipay_price_format($amount, $post_id) │
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│ - Shows: {symbol} {formatted_amount} │
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└─────────────────────────────────────────────────────┘
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│
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▼
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┌─────────────────────────────────────────────────────┐
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│ Order Storage │
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│ - PayPal: has currency_code ✅ │
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│ - Bank Transfer: no currency ❌ │
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│ - General: $this->currency (not in DB) ⚠️ │
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└─────────────────────────────────────────────────────┘
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```
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### 5.2 Data Structures
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**Currency Format:** `code:::name:::symbol`
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- Example: `USD:::United States Dollar:::$`
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- Example with symbol: `IDR:::Indonesian Rupiah:::Rp`
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**Product Price Storage:**
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```php
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// Per currency (static items)
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$static_item['amount_USD'] = '29.99';
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$static_item['amount_IDR'] = '450000';
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// Default currency
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get_post_meta($post_id, 'product_currency'); // "USD:::..."
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get_post_meta($post_id, 'product_currency_decimal_digits'); // 2
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```
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**Order Currency Storage:**
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```php
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// PayPal (correct)
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$currency_code = $currency_parts[0]; // 'USD'
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// Bank Transfer (missing)
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// No currency stored ❌
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```
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---
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## 6. Opportunities for Improvement
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### 6.1 High Priority (Phase 4)
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| # | Opportunity | Benefit | Effort |
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|---|------------|---------|--------|
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| 1 | Frontend currency dropdown selector | Users can finally use multicurrency | Medium |
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| 2 | Complete ExchangeRateAPI with live rates | Accurate pricing, manual entry backup | Medium |
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| 3 | Currency conversion calculation layer | Dynamic pricing, better UX | Medium |
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| 4 | Add currency column to Bank Transfer table | Data completeness | Low |
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| 5 | Real-time price updates on currency change | Better UX, clearer pricing | Medium |
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### 6.2 Medium Priority
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| # | Opportunity | Benefit | Effort |
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|---|------------|---------|--------|
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| 1 | Currency flag icons in frontend | Visual clarity, UX improvement | Low |
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| 2 | Currency validation on form submit | Data integrity | Low |
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| 3 | Conversion rate history/audit trail | Accounting, debugging | Medium |
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| 4 | Multi-currency reports in dashboard | Business insights | Medium |
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| 5 | Auto-fetch rates on schedule | Always-current rates without manual entry | Low |
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### 6.3 Nice-to-Have
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| # | Opportunity | Benefit |
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|---|------------|---------|
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| 1 | Display original + converted prices (e.g., "$29.99 (~Rp 450.000)") | Transparency |
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| 2 | Currency switcher widget (cookies remember preference) | UX convenience |
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| 3 | GEO IP detection to auto-select currency | Personalization |
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| 4 | Admin-side currency conversion calculator | Admin convenience |
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| 5 | Support for 3+ decimal currencies (e.g., cryptocurrencies) | Future-proofing |
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---
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## 7. Recommended Implementation Order
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### Phase 4A — Core Multicurrency (Weeks 11-12)
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```
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1. Frontend currency selector dropdown
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2. ExchangeRateAPI implementation (one API provider)
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3. Conversion calculation functions
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4. Fix Bank Transfer currency column
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5. Dynamic price display on forms
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```
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### Phase 4B — Enhanced Features (Weeks 15-16)
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```
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6. Currency validation
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7. Conversion rate history
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8. Multi-currency dashboard reports
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9. GEO IP auto-detection
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10. Admin conversion calculator
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```
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---
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## 8. Code Locations Reference
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| File | Lines | Purpose |
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|------|-------|---------|
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| `includes/Settings.php` | 56-133 | Multicurrency settings UI |
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| `admin/functions.php` | 28-36, 47-81, 179-200, 202-218 | Currency utility functions |
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| `admin/assets/json/currencies.json` | — | Currency data source (196 currencies) |
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| `public/assets/js/form-action.js` | 224 | Currency code (hardcoded bug) |
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| `includes/Product.php` | 386-432 | Product pricing per currency |
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| `includes/Order.php` | 95 | Order currency property |
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| `includes/Integration/Paypal.php` | 75, 84 | PayPal currency handling |
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| `includes/Payment/BankTransfer.php` | 40-50 | Bank transfer schema (missing currency) |
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| `includes/Integration/ExchangeRateAPI.php` | all | Empty class (needs implementation) |
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---
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## 9. Testing Checklist
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When implementing multicurrency features:
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- [ ] Enable multicurrency in settings
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- [ ] Add 3+ currencies
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- [ ] Set prices for default currency
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- [ ] Set prices for additional currencies
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- [ ] Submit form with each currency selected
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- [ ] Verify order currency stored correctly
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- [ ] Verify payment gateway receives correct currency
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- [ ] Test ExchangeRateAPI rate fetching
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- [ ] Test manual exchange rate override
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- [ ] Test price conversion calculations
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- [ ] Test currency formatting display
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- [ ] Test Bank Transfer with currency column
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- [ ] Test frontend currency dropdown
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- [ ] Test GEO IP auto-detection (if implemented)
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---
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*End of Multicurrency Audit.*
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